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Here's a simple worksheet to help get you started on a Budget!
There's a more complex budgeting worksheet at FAMILY BUDGET. Use one of these budget sheets as I personally believe that budgeting may be the most important step you can take toward educating your self about money and its affect on your life and lifestyle. As a great way to start your budgeting process buy a small wire-bound note pad and for the next month or two keep track of every penny you spend! YES! Every penny! This will give you a great clue as to what you can eliminate from your spending habits. You might even find enough to start investing in those mutual funds! Come-on, don't say it won't work, TRY IT! Your method hasn't been working, has it? Want this worksheet on your computer? Download it.
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