1.   PAY OFF YOUR CHARGE CARDS.

2.   ELIMINATE ALL CONSUMER DEBT. Cars, TV's, Refrig's, etc. 

3.   MAXIMIZE YOUR RETIREMENT PLAN CONTRIBUTIONS. Pumppp
         that  401 K to the max. Start an IRA if eligible!

4.   SIGN UP FOR A MUTUAL FUND DIRECT PURCHASE PLAN.

5.   BUY SOME INDEX STOCKS. SPDR, DIAMONDS. QUBES. You'll have to research
        or attend one of my seminars for more information.

6.   PURCHASE STOCKS USING A DIVIDEND REINVESTMENT PLAN.

7.   BUY INDIVIDUAL STOCKS.

8.   PAY OFF YOUR MORTGAGE. 
        If your rate is over 7-8%.If higher, bump  this one up the list to
        number 3 or 4.

9.   BUY U.S. SAVING BONDS THROUGH AUTOMATIC PAYROLL
         DEDUCTIONS.

10.  BUY AN INTERESTING COLLECTIBLE.

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